Pricing

As Featured In

4.9/5 from 1,000+ Verified Reviews

Real clients. Real results. Here’s what they achieved:

351 → 748

Keisha W. · 8 months

461 → 697

Felix T. · 2 months

365 → 719

Tasha C. · 6 months

412 → 689

Marcus J. · 4 months

Results vary based on individual credit profiles and reporting history.

Our proven system is designed to maximize your credit improvement potential across all 3 bureaus.

Choose Your Plan

Compare Plans Side by Side

Every plan includes bureau disputes and a full credit analysis. No long-term contracts — cancel anytime. Pick the speed and coverage that fits your situation.

Bronze

$99/mo

$150.00 Start Up Fee then $99/month

Platinum Expedited

$199/mo

$249 Start Up fee then $199/monthly

Diamond Elite

$1,095

6 months prepaid
6 Month Prepaid. No monthly fees.

Disputes with all 3 bureaus

All negative accounts disputed every round
Full 3-bureau credit analysis
24/7 client portal access
Cancel anytime — no long-term contracts

Dispute strategy

Single Layer

Dual Layer

Dual Layer

Priority processing
Direct disputes to debt collectors
Bankruptcy disputes to LexisNexis
ChexSystems disputes
Innovis bureau disputes
EWS banking disputes
Experian backdoor method
LexisNexis disputes
6 prepaid rounds (no monthly fees)
VIP savings on add-ons

25% off

Enhanced referral rewards

Timeline to initial results

35-45 days

15-30 days

15-30 days

Best suited for

Simple profiles

Most clients
Complex cases

MyFreeScoreNow monitoring ($29.95/mo) is required so our team can pull your reports and track results each round.

The Credit Messiah helps clients remove inaccurate negative items, boost credit scores, and position themselves for approvals, funding, homes, and vehicles.

Our proven system is designed to help clients reach 700+ scores across all 3 bureaus — backed by our 100% Money-Back Guarantee.

Add-On Services

Specialized Services

Inquiry Removal

$500/one-time

Hard inquiries dragging your score down? We dispute unauthorized and inaccurate inquiries across all 3 bureaus to get them removed from your report.

ChexSystems Removal

$500/one-time

Can’t open a bank account? We dispute inaccurate accounts and inquiries on your ChexSystems report to restore your banking eligibility.

EWS Removal

$500/one-time

Early Warning Services (EWS) flags can block you from opening checking and savings accounts. We dispute inaccurate EWS records to clear your banking history.